Naida sent this for me to add:
I thought this picture along with two questions
would be worthwhile for the Blog. I learned a new word connected with
this tree (and a few other hardwood trees) at my home and wanted to
share it with our readers. Once you have guessed the condition this
tree is showing look it up – very interesting information!
1) Name this tree pictured in my yard in late January.
2) What is the name of the condition shown on this tree?
Thanks,
Naida
Monroe County Master Gardener Association 
I can’t see the shape of the leaf, so my answer is based on a guess–the pin oak is one tree which will hold its leaves thru winter
Is it a Pin Oak
Close ups for the tree have been added
now looking at the leaf I don’t think it is a pin oak…. thought a birch or beech but the leaf I think is too big…. deep lobes could be sycamore or sassafras???
until we id the tree…….can’t finish the rest of the puzzle